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Cost of living or dying!!!????
September 21, 2015

Joined: May 8, 2014
Posts: 1205
Cost of living or dying!!!????

September 21, 2015

Here we are the 21st September 2015 ,most have retired or are in the process on pensions we accrued over our working life, some of us are or have been lucky after leaving the Regiment with employment. I'm not sure wether this post should be a rant or just up for general discussion, so I'll get done to my point ,this morning I went shopping in Asda bought a couple of items then into the restaurant for a cuppa , in the queue decided I'll have a breakfast too,eeerrrrmmm so what you say ,I payed £5.35 then sat and eat it also reading the paper. Your saying what he getting at , £6 was my pay/salary when first joined in Detmold, not an hour or day but a week ,and some of you guys it would have been less.My first wage packet was £2.10s and you can't get a coffee at Starbucks for that .......so what that's progress , BUT what price our grandkids futures, as working on the assumption of the way it's going your going to very rich just to be poor ,no it doesn't make sense but when you think about it prices are going astronomical, I'll give an example when my Dad passed in 1959 it cost £16 for the family plot,compared to a square meter for ashes (upto 6 urns) £350 let alone the cost of being cremated,so the cost of a (cheap) funeral is in excess of £3k .......please don't get me going on cars my first NEW Car was £395 in Munster ,a little Renault4 cheap as chips but was great for nipping around the roads in the late 60's early 70's ,now what's the price of a new car 7/8/9 grand basic motoring ,my sons latest company car is a BMW X3 worth 3 times what I payed for my house back in the day ........progress yes BUT where will it stop . Town centres are full of £1   and charity shops , you go in the large multinational shops and before you realise £30/40 is gone poof also the price differences are sometimes large ,I know you're Mum always told you to shop around But where ,catch 22 .......as you know I winter in India and a pound a day is a living wage over there so I can see why they want to come here (EU) ......here's one for you they have the £1000 new car made by the people who own LandRover/Jag  TATA .... So if anybody out there can put my mind at ease on how much a cup of coffee at Starbucks will be in say 10 years time ?????????????

September 21, 2015

Joined: May 8, 2014
Posts: 199
Cost of living or dying!!!????

September 21, 2015

Very true Bob £ 2;14;6p was my first wage, my first father in law was a shipwright in the shipping boom after the 39/45 war having just come out of his apprenticeship after tax etc he was coming out of lairds with the princely sum of  £20.1.00 or to say it 20 pounds one shilling.  vis 20 shillings to the pound =401 shillings. you could get 1 pint of mild beer for one shilling vis  =401 pints if you so wished. come forward to todays price per pint approximately £2.50 per pint  x 401 = £1002:50.  now go to lairds or any shipyard that is left, and say, I would like a position with you, as a shipwright  but my take home pay after all stoppages must be £1002:50 pence. So working at those rates your coffee at starbucks will cost you £23 .(and them hardly paying any tax on it ). my very best regards to you and Kay.

September 22, 2015

Joined: May 8, 2014
Posts: 1205
Cost of living or dying!!!????

September 22, 2015

Good answer,if not frightening £23 for a coffee ,here's one then what about a bacon butty????????(best wishes to Liz and family see you in Chester ) also I can remember my big brother saying he'd just earned a thousand a year when I was still at school but he was working so many hours (now we have 48 max) on the railway. Bob you shouldn't have mentioned TAX evasion,that's what multinational do ,pay peanuts ,register off shore etc etc etc I'll let Tom have a go at them .....

September 22, 2015

Joined: May 14, 2014
Posts: 977
Cost of living or dying!!!????

September 22, 2015

Bob (and 'tother Bob) I already have had a go at them!  I did not realise that I was getting more as an apprentice at De Havillands Chester than the apps at Lairds tho..... I was on £3.19.6 a week and lived reasonably in Chester digs for that.At the time of my apprenticeship, we lived in posh Mossley Hill, L;pool 18, and all apps over a certain distance from Chester were put up in the YMCA Chester, which was on the riverside behind the Amphitheatre and the Convent. All for £2.10.0 full board. Not much left for ale, but we survived! The Boathouse was the local pub, but later we all removed to the Boot Inn, on the Rows Eastgate St, behind where the saluting base is for Remembrance Parade etc. We got a bit of cash on race days, cos lots of jockeys and trainers used the Boot Inn, so we got good tips from them, and the Bookies was only 3 doors down from the Boot Inn. ( not there now tho) Happy Days!!!

September 24, 2015

Joined: May 12, 2014
Posts: 685
Cost of living or dying!!!????

September 24, 2015

The worst of all this is what it will mean to our grand kids and their kids who will face the multiple whammies of high house prices, difficult to get mortgages, work till you drop pension ages, a declining NHS, a declining nation as we become even more overrun with economic migrants, a pitiful defence force et al. I am almost 68, we have a really good life and we are fortunate that we missed many of the issues that the next couple of generations will face. Yes we had a difficult early life together when money was tight and the separation was high but when I think back we had new cars, mostly reasonably good married quarters, cheap booze and cigs, a good social life et al. I try to impress on my grandchildren the need to start pension schemes at the youngest age possible, when it is affordable and will produce a decent income when they retire. I read the other day that a retirement portfolio of £100,000 will produce an annual income of just over £5K. Think how much would be needed to generate a decent income to supplement the state pension. Of course those lucky enough to have a decent works pension will reap the benefit of that as well. The one thing I learned early on in life was, in retirement you have all the time in the world to do all the things you wanted to whilst you were working. Just ensure you have enough income to do just that!!

September 24, 2015

Joined: May 8, 2014
Posts: 1205
Cost of living or dying!!!????

September 24, 2015

One thing I'd add to your post David is your health,without a quality of life all the money in the world won't help ,ask the guy who founded Apple .

September 25, 2015

Joined: May 12, 2014
Posts: 685
Cost of living or dying!!!????

September 25, 2015

That's very true Bob but some health care and treatments are only available to those who can afford them.  BUT:I do agree, all the money in the world is useless if you are so ill you can't enjoy it. Equally, the average person in this country lives to be (f) about 81/82 and (m) 79 ish that's a long time after retirement to be miserable if you are hard up, can't afford to keep warm in the winter, can't enjoy a couple of holidays a year et al. During our grand kids' and great grand kids' life spans medical technology will evolve hugely, as it has done over the past 50 years or so. Life expectancy has increased immensely over that time span and it will likely continue to do so; as medical sciences and disease eradication progresses life expectancy will increase exponentially. What does annoy me is the cost of dying!! The average cost of even a fairly simple burial procedure is now around £3-£4k so people have to save up to die!! As an aside, my mother in law died in February in Muenster. I said to Veronika we would take the ashes back with us and scatter them in our garden where she loved to sit, in the summers she spent here with us. Nothing doing, ze ashes must be buried in ze German cemetary zey are nicht for you to have and dispose of as you see fit, zey remain ze property of ze German State. Ah well, life is too short to get upset about things beyond our control!!

September 25, 2015

Joined: May 8, 2014
Posts: 1205
Cost of living or dying!!!????

September 25, 2015

But don't you find that out there in the big "Welfare State " there are people who will expect that everything is done for them,they know all the tricks oops sorry not tricks ,more like their "human right" on how to get the rest of country ( you,me etc) pay for their way of life. I've an example my nephew is or has worked all his 58 years ,he's a borough surveyor for Merseyside council,works all the hours going , his friend from school days a bright guy ,has a 4 year old car outside his council house ,holidays in Spain most years BUT has not worked since he was about 25 ,got 2 kids in their 20's .He has a hobby which he has not declared,breeding budgies which are cash in hand ,when asked Why he states why not if there stupid enough to give him money / a house etc ,allowances for this and that ,and knowing human nature that's life for unskilled people from large council estates. We're back in the day we (I)got out of  going nowhere for poor salary and did something with our life/future, there was no going to get me back into that type of environment again ,it' was hard work lots of hours /days from my family ,but it allowed me to retire at 57 , alright I never achieved high rank but on leaving I fell lucky  and now can live very comfortably in Tipperary holiday in India every winter for a couple of months .Yes there are people out there who need help or financial aid , you all know you have a CHOICE but it's your Choice, we all want to better ourselves be more secure than our parents etc,that's what is happening with all these migrants,good luck if they get away with it ,my grandparents did the same back in the 19th century settling in Liverpool. Just a quick word on dying,a funeral in the Republic is around 4/5 grand( that's a cheap one) and if you want cremation you have to travel to either Cork/Dublin/Limerick ,oh it's only 3/4 days and your in the ground/furnace

September 25, 2015

Joined: May 14, 2014
Posts: 977
Cost of living or dying!!!????

September 25, 2015

And there was me thinking that old soldiers never die, they only fade away (to a lovely little atoll in the South Pacific, perhaps?) With food, water and female company of course. To be serious though, the cost of funerals has rocketed in most areas of UK, and no doubt other countries too. But one F/D-ship in Chester has been offering on the local radio station their services for  just below £3,000. But no info on what you get for that price. Probably a "Do it yourself" pamphlet?? As regards what life in the future could be like is a big guess, but we will probably be clad in protective material for most of the time, (except for bodily functions), and regulated 100% of the day and night, with armoured police keeping watch over us all. We will probably have stopped every sort of sport, work, play, or entertainment since we cannot move 2 foot without bumping into about 2000 other people. Welcome to the New World, chaps and chap-esses.....


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