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The Budget
March 9, 2017

Joined: May 5, 2014
Posts: 562
The Budget

March 9, 2017

What's all the fuss about the Chancellors raising the National Insurance contributions for the self employed?

I hadn't realised they paid less than an employee, but despite the fact the self employed don't get sickness / holiday pay, the simple fact is they have many perks & freedoms an employee can only dream of. With regards the black cab driver (on Sky News) bemoaning the impending increase in his NI contributions, don't make me laugh!  I clearly remember one boasting to me that he & his fellow cabbies would be shocked if they had to pay more than £50 PER YEAR in income tax, due to "creative accounting" by their accountants.

The fact that DC promised in the Tory election manifesto not to raise such taxes ("whilst I am PM"), the simple fact is,  he is NOT PM any more, and we have a new Chancellor of the Exchequer who clearly wants to get the self employed to contribute in a way that is fairer to ALL workers - only the middle/higher self employed earners are affected anyway, to a maximum increase of £240 pa, which they'll either absorb easily or put their prices up accordingly, so as I said earlier, what's all the fuss about ?

John (JKW)

March 9, 2017

Joined: May 12, 2014
Posts: 687
The Budget

March 9, 2017

The amounts involved are trivial. Most self employed likely undertake plenty of 'barrow jobs, cash in hand, no tax, no VAT, no questions asked and charge the materials they use against their VAT expenditure! Stuff em I say, I pay 40% tax aged almost 70, I have done so since about 1996, I pay more council tax than residents in Westminster in equivalent houses, I live in a  cul-de-sac that isn't adopted by the local council so we even have to maintain our own road. I have no sympathy with any of them.  

March 10, 2017

Joined: May 8, 2014
Posts: 1205
The Budget

March 10, 2017

David you declare your earnings,how many of politicians get what in Ireland are called brown envelopes ( cash inside ,and what you don't see you don't pay tax on or declare) .Remembering when we built our house,lots of the jobs were "cash only" ,total was over €35k ,nice little earner .

March 12, 2017

Joined: May 8, 2014
Posts: 199
The Budget

March 12, 2017

being ex RAC David I shouldn't think living in an unadopted road should bother you, there are surplus tracked and SUV vehicles that should be able to travel on your road, it has been my experience that these roads for the most part are private and in a shocking state, there are several of these roads in the Merseyside area, they used to have a lodge at the entrance and if you were not a resident you paid to go into these roads, on Wirral these were Egerton Park, Rock Park, Devonshire Park, all conservation grade 2 listed buildings, sadly most of these buildings fell into disrepair now only worth £500,000, and the squabbles over the upkeep of the circular roads within (I will pay for my house boundary line and no more) resulted in pot holes like the soltau  training ground and the closure of the wardens lodge along with the loss of their jobs. Further to that when I left HMF I went as a transport manager with two HGV firms, one a tanker firm the other a cargo haulier, thanks to the austerity cuts of the Iron Lady where anywhere north of the Watford Gap didn't exist, both of these firms went into administration, ( my CV should say this man is a jinx). I decided to go into the taxi business which was family owned on my wife,s side. After a few hard lessons, IE, after an accident (not my fault)my vehicle was written off by a lady who had left her head in Spain, and sideswiped me with a car full of children in my car. Insurance companies started to do their usual bickering, Me no vehicle even though fully comprehensive, went to sign on the unemployment register, Only to be told that 12 months after  going self employed, regardless of paying your enhanced stamp, every penny that you had payed into the national unemployment insurance  (the dreaded dole) scheme  for the last 20 years was now lost and you would have to go on social security. I walked out of that office got myself a loan, went on to own my own business etc and employed a very good accountant , I did and do still pay tax on my businesses but as little as possible, just like the system works you, I work the system, with the help of an accountant who is like me self employed. Just for the record apart from family allowance I have NEVER claimed a red cent/penny on the dole /social, and never will it is beneath me to do so. so there you go, O

March 12, 2017

Joined: May 8, 2014
Posts: 199
The Budget

March 12, 2017

being ex RAC David I shouldn't think living in an unadopted road should bother you, there are surplus tracked and SUV vehicles that should be able to travel on your road, it has been my experience that these roads for the most part are private and in a shocking state, there are several of these roads in the Merseyside area, they used to have a lodge at the entrance and if you were not a resident you paid to go into these roads, on Wirral these were Egerton Park, Rock Park, Devonshire Park, all conservation grade 2 listed buildings, sadly most of these buildings fell into disrepair now only worth £500,000, and the squabbles over the upkeep of the circular roads within (I will pay for my house boundary line and no more) resulted in pot holes like the soltau  training ground and the closure of the wardens lodge along with the loss of their jobs. Further to that when I left HMF I went as a transport manager with two HGV firms, one a tanker firm the other a cargo haulier, thanks to the austerity cuts of the Iron Lady where anywhere north of the Watford Gap didn't exist, both of these firms went into administration, ( my CV should say this man is a jinx). I decided to go into the taxi business which was family owned on my wife,s side. After a few hard lessons, IE, after an accident (not my fault)my vehicle was written off by a lady who had left her head in Spain, and sideswiped me with a car full of children in my car. Insurance companies started to do their usual bickering, Me no vehicle even though fully comprehensive, went to sign on the unemployment register, Only to be told that 12 months after  going self employed, regardless of paying your enhanced stamp, every penny that you had payed into the national unemployment insurance  (the dreaded dole) scheme  for the last 20 years was now lost and you would have to go on social security. I walked out of that office got myself a loan, went on to own my own business etc and employed a very good accountant , I did and do still pay tax on my businesses but as little as possible, just like the system works you, I work the system, with the help of an accountant who is like me self employed. Just for the record apart from family allowance I have NEVER claimed a red cent/penny on the dole /social, and never will it is beneath me to do so. so there you go, O

March 12, 2017

Joined: May 8, 2014
Posts: 199
The Budget

March 12, 2017

being ex RAC David I shouldn't think living in an unadopted road should bother you, there are surplus tracked and SUV vehicles that should be able to travel on your road, it has been my experience that these roads for the most part are private and in a shocking state, there are several of these roads in the Merseyside area, they used to have a lodge at the entrance and if you were not a resident you paid to go into these roads, on Wirral these were Egerton Park, Rock Park, Devonshire Park, all conservation grade 2 listed buildings, sadly most of these buildings fell into disrepair now only worth £500,000, and the squabbles over the upkeep of the circular roads within (I will pay for my house boundary line and no more) resulted in pot holes like the soltau  training ground and the closure of the wardens lodge along with the loss of their jobs. Further to that when I left HMF I went as a transport manager with two HGV firms, one a tanker firm the other a cargo haulier, thanks to the austerity cuts of the Iron Lady where anywhere north of the Watford Gap didn't exist, both of these firms went into administration, ( my CV should say this man is a jinx). I decided to go into the taxi business which was family owned on my wife,s side. After a few hard lessons, IE, after an accident (not my fault)my vehicle was written off by a lady who had left her head in Spain, and sideswiped me with a car full of children in my car. Insurance companies started to do their usual bickering, Me no vehicle even though fully comprehensive, went to sign on the unemployment register, Only to be told that 12 months after  going self employed, regardless of paying your enhanced stamp, every penny that you had payed into the national unemployment insurance  (the dreaded dole) scheme  for the last 20 years was now lost and you would have to go on social security. I walked out of that office got myself a loan, went on to own my own business etc and employed a very good accountant , I did and do still pay tax on my businesses but as little as possible, just like the system works you, I work the system, with the help of an accountant who is like me self employed. Just for the record apart from family allowance I have NEVER claimed a red cent/penny on the dole /social, and never will it is beneath me to do so. so there you go, O

March 12, 2017

Joined: May 8, 2014
Posts: 199
The Budget

March 12, 2017

being ex RAC David I shouldn't think living in an unadopted road should bother you, there are surplus tracked and SUV vehicles that should be able to travel on your road, it has been my experience that these roads for the most part are private and in a shocking state, there are several of these roads in the Merseyside area, they used to have a lodge at the entrance and if you were not a resident you paid to go into these roads, on Wirral these were Egerton Park, Rock Park, Devonshire Park, all conservation grade 2 listed buildings, sadly most of these buildings fell into disrepair now only worth £500,000, and the squabbles over the upkeep of the circular roads within (I will pay for my house boundary line and no more) resulted in pot holes like the soltau  training ground and the closure of the wardens lodge along with the loss of their jobs. Further to that when I left HMF I went as a transport manager with two HGV firms, one a tanker firm the other a cargo haulier, thanks to the austerity cuts of the Iron Lady where anywhere north of the Watford Gap didn't exist, both of these firms went into administration, ( my CV should say this man is a jinx). I decided to go into the taxi business which was family owned on my wife,s side. After a few hard lessons, IE, after an accident (not my fault)my vehicle was written off by a lady who had left her head in Spain, and sideswiped me with a car full of children in my car. Insurance companies started to do their usual bickering, Me no vehicle even though fully comprehensive, went to sign on the unemployment register, Only to be told that 12 months after  going self employed, regardless of paying your enhanced stamp, every penny that you had payed into the national unemployment insurance  (the dreaded dole) scheme  for the last 20 years was now lost and you would have to go on social security. I walked out of that office got myself a loan, went on to own my own business etc and employed a very good accountant , I did and do still pay tax on my businesses but as little as possible, just like the system works you, I work the system, with the help of an accountant who is like me self employed. Just for the record apart from family allowance I have NEVER claimed a red cent/penny on the dole /social, and never will it is beneath me to do so. so there you go, O

March 12, 2017

Joined: May 8, 2014
Posts: 199
The Budget

March 12, 2017

Oh dear in the wrong forum rant over, keep smiling as our cousins north of the border would say, only 34 years since they won at twickers.


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